Climbing Out One Family’s Adventure in Becoming Debt-free

This week: milestone #7 on The Road to Being a Grownup.

You know how every so often you back out of the dream world you live in and face facts? Yeah, me neither, but still… Don’t get me wrong, dream worlds can be hilarious.

For example, last night. I dreamed I pulled out my Google Credit Card and… actually… used it.

Like I said, hilarious. …continue reading

Race car, Lightning McQueen, gets thrown in jail in Cars after getting tied to a weighty statue and driving through town, tearing up the road behind him as he goes.

On my daily 70 mile commute I see so many cars that I envision dragging a huge anchor just like McQueen behind them in the form of a monthly payment. If not for the car itself then for the stereo in it, the custom tires or some maintenance that just had to be done. Not that long ago I would have been one of them. Thankfully, (say it with me now) we do not borrow money. …continue reading

Oh I did NOT just do that. You are kidding me. There is no way I just plowed into the car in front of me, right? I guess every plan needs a good testing now and then. This is apparently time to test ours.

On the way home from work last week I was stopped behind a minivan, second in line at a light in my little Civic. The light changed, we all accelerated and I allowed my attention to be distracted for a moment. Half a second, I’m sure, but nonetheless… I glanced away from the minivan then back to find it completely stopped again. …continue reading

Time for the safety-net that frees us up to chop the credit cards to little bits.

“What if the refrigerator goes out?”

“What if the car needs brakes?”

“What if …continue reading