10
Mar
Posted by The Wife in Climbing Out. 4 Comments
We have been allocating $20/week/car for gas money. Last week I didn’t use mine, but I did this week when I was really really on empty. I took my now $40 out of my envelope that I keep in the glove box of my car and walked in to the gas station. I stood in line and as I was waiting the gentleman two people in front of me was having trouble getting his card to work to pay for gas.
With a sigh of relief it occurred to me that I would never again have that problem.
Cash is King!
The Wife
24
Feb
Posted by the Dad in Climbing Out. 1 Comment
We still cannot pay everyone, but the “why” is clearly laid out on paper and on purpose
Someone in the eraser business loved me this past week. It is definitely time to switch from pencil and paper to Numbers or Excel.
Budget 1.0, may it rest in peace, has been erased and rewritten so many times I feel like we should have saved the eraser boogers for something.
It’s not pretty, but it does seem to be holding. Budget 1.5 encompasses the last two weeks of this month and although there is not enough …continue reading
18
Feb
Posted by the Dad in Climbing Out. 5 Comments
Our first budget is a bit messy… We are more than $47k in debt and our current take-home pay is $5,400. Our mortgage is $2,200 and… we have no savings.
It was a good weekend and we hammered our first budget into place. That shit is hard! However, both The Wife and I are sold on Dave Ramsey’s ideas and there is a palpable paradigm shift happening in our house.
The switch that was thrown must have been a big one because I’m ready to castrate my suburban manhood right now.
Ten years ago I went from renter to home-owner and began my new life as Tim “The Toolman” Taylor. I own (and know how to use well) two circular saws, a compound miter saw, three drills and a drill press, a table saw, a belt sander, a band saw, a Bosch jig saw, a router and router table… you get the idea. …continue reading
