7
Jan
Posted by the Dad in Climbing Out. 12 Comments
My dislike for the credit industry is matched now only by my apathy for their business methodology
Last night I realized that with a $48k debt snowball, like a hostage situation, Stockholm syndrome eventually sets in.
We have become comfortable with our method, level of focus and debt-reduction. Yes, we have three debts left, but we are making steady progress and have a plan. Mechanically, the system has found a groove: income is earned, payments are made, debt goes down.
In a way, when you have gotten used to living on a budget and spending less than you make, you can buckle down, do the work and forget the “whys” of getting away from credit card companies.
Then they remind you. …continue reading
19
Nov
Posted by the Dad in Climbing Out. 4 Comments
This week: milestone #7 on The Road to Being a Grownup.
You know how every so often you back out of the dream world you live in and face facts? Yeah, me neither, but still… Don’t get me wrong, dream worlds can be hilarious.
For example, last night. I dreamed I pulled out my Google Credit Card and… actually… used it.
Like I said, hilarious. …continue reading
12
Nov
Posted by the Dad in Climbing Out. 3 Comments
We get a few notes from the Contact page from time-to-time and this week I thought I’d answer a really good one publicly.
We are both sure enjoying your postings on “Climbing Out”…………great stories, much humor, lots of humility and strong resolve…..bravo!
Just a loving observation…….near the end of the Wells Fargo missive you, for the 1st time I believe, shifted blame in a slightly vulgar vein by referring to these evil lenders….as ‘asses’………..that word and that tone stopped me in my total and complete support of your efforts and new ideals …continue reading
24
Jun
Posted by the Dad in Climbing Out. 7 Comments
We actually went without, stuck to a plan, and saved up for something we wanted
Race car, Lightning McQueen, gets thrown in jail in Cars
after getting tied to a weighty statue and driving through town, tearing up the road behind him as he goes.
On my daily 70 mile commute I see so many cars that I envision dragging a huge anchor just like McQueen behind them in the form of a monthly payment. If not for the car itself then for the stereo in it, the custom tires or some maintenance that just had to be done. Not that long ago I would have been one of them. Thankfully, (say it with me now) we do not borrow money. …continue reading
22
Apr
Posted by the Dad in Climbing Out. 2 Comments
Pining (v. to yearn deeply; long painfully) is just part of human nature. Not only is it nice to have something worth pining for, but if we are honest with ourselves we would like people out there to pine for us too.
This week I got served big, slimy credit-card-version slices of that pie after two statements arrived with zeros on them. One from Home Depot and one from B of A.
Yay! Two cards paid off forever. Time to cancel the accounts. I was relishing the moment as …continue reading
