Comments on: Credit Card Déjà Vu – Oh Yeah, That’s Why We Don’t Get Along http://www.climbingout.net/2010/01/credit-card-deja-vu-oh-yeah-that%e2%80%99s-why-we-dont-get-along/ One Family's Adventure in Becoming Debt-free Sat, 22 Oct 2011 04:44:49 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: I Love You...Like A Blogger - Top 10 Referring Blogs Edition http://www.climbingout.net/2010/01/credit-card-deja-vu-oh-yeah-that%e2%80%99s-why-we-dont-get-along/comment-page-1/#comment-582 I Love You...Like A Blogger - Top 10 Referring Blogs Edition Sat, 13 Mar 2010 09:42:54 +0000 http://www.climbingout.net/?p=804#comment-582 [...] Climbing Out – (524 Visitors) Credit Card Déjà Vu – Oh Yeah, That’s Why We Don’t Get Along [...] [...] Climbing Out – (524 Visitors) Credit Card Déjà Vu – Oh Yeah, That’s Why We Don’t Get Along [...]

]]> By: sarah http://www.climbingout.net/2010/01/credit-card-deja-vu-oh-yeah-that%e2%80%99s-why-we-dont-get-along/comment-page-1/#comment-579 sarah Fri, 05 Mar 2010 22:12:41 +0000 http://www.climbingout.net/?p=804#comment-579 I am loving your blog....we are on Baby Step #2, 1.5 debts away from being DEBT FREE! I especially love how you compare living in debt to being a hostage and having the Stockholm Syndrome...made me laugh out loud. I wish you much success in your debt-free journey. I am loving your blog….we are on Baby Step #2, 1.5 debts away from being DEBT FREE!
I especially love how you compare living in debt to being a hostage and having the Stockholm Syndrome…made me laugh out loud.
I wish you much success in your debt-free journey.

]]> By: Bone http://www.climbingout.net/2010/01/credit-card-deja-vu-oh-yeah-that%e2%80%99s-why-we-dont-get-along/comment-page-1/#comment-559 Bone Wed, 17 Feb 2010 05:08:51 +0000 http://www.climbingout.net/?p=804#comment-559 Wow, I'm so thankful I dumped Wells Fargo years ago! And good luck on the pizza delivery! If you remember, I had a BALL doing that job (not to mention all that free pizza I brought to the overnight parties!!) Wow, I’m so thankful I dumped Wells Fargo years ago! And good luck on the pizza delivery! If you remember, I had a BALL doing that job (not to mention all that free pizza I brought to the overnight parties!!)

]]> By: Mom2DeeNRee http://www.climbingout.net/2010/01/credit-card-deja-vu-oh-yeah-that%e2%80%99s-why-we-dont-get-along/comment-page-1/#comment-550 Mom2DeeNRee Mon, 25 Jan 2010 04:22:11 +0000 http://www.climbingout.net/?p=804#comment-550 eh...well not sure if this helps but check out Partners 1st credit union out of Ft. Wayne Indiana, I think they have really opened up enrollment allowances, anyhow...they offer a personal loan and right now it's 9.5 fixed. Sure as heck beats 23% (How is that really legal?!?!) and it could give a little breathing room, PLUS it's amortized straight out so you could even save some interest with your snowball rolling. FWIW eh…well not sure if this helps but check out Partners 1st credit union out of Ft. Wayne Indiana, I think they have really opened up enrollment allowances, anyhow…they offer a personal loan and right now it’s 9.5 fixed. Sure as heck beats 23% (How is that really legal?!?!) and it could give a little breathing room, PLUS it’s amortized straight out so you could even save some interest with your snowball rolling. FWIW

]]> By: debtmaven http://www.climbingout.net/2010/01/credit-card-deja-vu-oh-yeah-that%e2%80%99s-why-we-dont-get-along/comment-page-1/#comment-496 debtmaven Tue, 12 Jan 2010 05:14:43 +0000 http://www.climbingout.net/?p=804#comment-496 Not surprising. This is the last hurrah for the credit card industry before the CARD legislation goes into effect next month in February. This is their last gasp for greedy rate hikes, etc, before they will be unable to do so. I'm lucky that all my debt is in bank loans (at least those with interest). While I know no bank is on my side, I just made the choice to leave Wells Fargo (I have 5 accounts with them, checking/savings/business checking/personal loan/small business loan)! I am moving to a credit union for my personal banking and leaving all my debt with Wells Fargo. I hope that doesn't adversely change my loan terms, but I wouldn't put it past them. Get out as soon as you can!!! They are evil and you're doing great paying it off and getting a second job to make it go faster. Not surprising. This is the last hurrah for the credit card industry before the CARD legislation goes into effect next month in February. This is their last gasp for greedy rate hikes, etc, before they will be unable to do so.

I’m lucky that all my debt is in bank loans (at least those with interest). While I know no bank is on my side, I just made the choice to leave Wells Fargo (I have 5 accounts with them, checking/savings/business checking/personal loan/small business loan)! I am moving to a credit union for my personal banking and leaving all my debt with Wells Fargo. I hope that doesn’t adversely change my loan terms, but I wouldn’t put it past them.

Get out as soon as you can!!! They are evil and you’re doing great paying it off and getting a second job to make it go faster.

]]> By: Money Funk http://www.climbingout.net/2010/01/credit-card-deja-vu-oh-yeah-that%e2%80%99s-why-we-dont-get-along/comment-page-1/#comment-495 Money Funk Sun, 10 Jan 2010 23:05:15 +0000 http://www.climbingout.net/?p=804#comment-495 Joining the ranks of pizza delivery drivers. Good for you. We had the same notice from Wells Fargo. I thought it said that you can close your account to get away from the hike increase. My husband and I considered the option ourselves just to avoid the increase. So, it did not work? Hmmm.... We are on the hype to get rid of this card fast. Although not doing pizza deliveries, we are trying to sell our junk and take in some overtime. Get rid of it pronto. Look forward to your progress. By the way, I did just consolidate my debt with a personal loan obtained both from the <a href="http://www.moneyfunk.net/finances/debt-consolidation-loan-update/" rel="nofollow">credit union and Lending Club</a>. Very happy with both. (Thanks for the shout out Sharon). Received 11.14% Lending Club and 12.9% with Credit union. I did save in the interest payments, but I am happier I am taking 9 months off the life of our debt. :) Joining the ranks of pizza delivery drivers. Good for you.

We had the same notice from Wells Fargo. I thought it said that you can close your account to get away from the hike increase. My husband and I considered the option ourselves just to avoid the increase. So, it did not work? Hmmm….

We are on the hype to get rid of this card fast. Although not doing pizza deliveries, we are trying to sell our junk and take in some overtime.

Get rid of it pronto. Look forward to your progress.

By the way, I did just consolidate my debt with a personal loan obtained both from the credit union and Lending Club. Very happy with both. (Thanks for the shout out Sharon). Received 11.14% Lending Club and 12.9% with Credit union. I did save in the interest payments, but I am happier I am taking 9 months off the life of our debt. :)

]]> By: Murf http://www.climbingout.net/2010/01/credit-card-deja-vu-oh-yeah-that%e2%80%99s-why-we-dont-get-along/comment-page-1/#comment-494 Murf Sun, 10 Jan 2010 03:45:27 +0000 http://www.climbingout.net/?p=804#comment-494 Bastards...across the board Bastards…across the board

]]> By: Sharon http://www.climbingout.net/2010/01/credit-card-deja-vu-oh-yeah-that%e2%80%99s-why-we-dont-get-along/comment-page-1/#comment-493 Sharon Sat, 09 Jan 2010 18:22:12 +0000 http://www.climbingout.net/?p=804#comment-493 Ugh. I wouldn't be able to sleep trying to hold back my disdain for these companies.... I'm sure you can get a lower interest rate on a personal loan than 23%. Christine at Money Funk just consolidated her debt and is scheduled to pay off early and has lowered her payments. Worth a try anyway! Ugh. I wouldn’t be able to sleep trying to hold back my disdain for these companies….
I’m sure you can get a lower interest rate on a personal loan than 23%. Christine at Money Funk just consolidated her debt and is scheduled to pay off early and has lowered her payments. Worth a try anyway!

]]> By: Jeff http://www.climbingout.net/2010/01/credit-card-deja-vu-oh-yeah-that%e2%80%99s-why-we-dont-get-along/comment-page-1/#comment-492 Jeff Fri, 08 Jan 2010 19:52:37 +0000 http://www.climbingout.net/?p=804#comment-492 @the Dad --I'm sorry to hear that you ran into this problem. It's just one more reason to kick some major butt on your snowball. You are not alone in your adventure. There are many of us here to support you along the way. Maybe I can get a hold of the local pizza place that supplies WF with pizza and get them to charge a 23% delivery charge. Yeah, we can start a revolt. Ok, maybe not - but it sounded fun. @everyone -- I'm very happy that dad has taken the leap to look for a delivery job. It's not a proud moment in anyones life so have to take on a second job -- I know because I deliver on the side. It's great money and he could really melt that snowball with the extra dough ... GOOD LUCK the Dad @the Dad –I’m sorry to hear that you ran into this problem. It’s just one more reason to kick some major butt on your snowball. You are not alone in your adventure. There are many of us here to support you along the way. Maybe I can get a hold of the local pizza place that supplies WF with pizza and get them to charge a 23% delivery charge. Yeah, we can start a revolt. Ok, maybe not – but it sounded fun.

@everyone — I’m very happy that dad has taken the leap to look for a delivery job. It’s not a proud moment in anyones life so have to take on a second job — I know because I deliver on the side. It’s great money and he could really melt that snowball with the extra dough …

GOOD LUCK the Dad

]]> By: Stacie http://www.climbingout.net/2010/01/credit-card-deja-vu-oh-yeah-that%e2%80%99s-why-we-dont-get-along/comment-page-1/#comment-491 Stacie Fri, 08 Jan 2010 16:19:25 +0000 http://www.climbingout.net/?p=804#comment-491 I really hope you get the Pizza driver job for the extra income. Remember it will only be temporary and you'll get Wells Fargo out of your life. I really hope you get the Pizza driver job for the extra income. Remember it will only be temporary and you’ll get Wells Fargo out of your life.

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