Bruce, good stuff. So were those purchases made with cash or with debt?

1. Oblivious to the fact that we would have another child (our youngest was 14 and I was 40, had a son when I was 41).

2. Never imagined that by the end of the decade we would have two grandchildren.

3. Never would have believed that we would own a vacation home!! Which we purchased in 2003.

4. Never would have believed that we would own an apartment building!

5. Wish we had found Dave Ramsey (may not have made so many large purchases!! LOL!!)

6. Still had my dad, whom I miss incredibly.

All in all the last decade had it’s sad moments and difficult moments, but a lot of good things happened as well. Looking forward to what the next decade will bring with eyes wide open financially during this decade!!!

I wish we still lived less that two hours apart. It doesn’t seem so far now….

We lived in a 800 Sq. ft. apartment in Redondo Beach and paid $850/month, were about $30k in debt, still owned the house in San Diego and drove ’96 Dodge Intrepid that we had just paid off. The husband still drove his ’89 CRX. This was just about the time I quit my property management job to pursue acting and went back to Florida to pick up my mom to move her to CA with us. I wish she still lived upstairs from us… Oh and I, also weighed almost 25 pounds less.

Ten years ago I:
- had a 3 year old and a 1 year old.
- Lived in a two family home (that we owned) and paid less than $600 a month toward our mortage (because we got rent from upstairs).
- Was in debt, probably around $10,000 as that seemed to be my “comfort level” with debt
- Had nothing in savings and was strangely not worried about it
- was 20 lbs thinner

http://kelsalynnfitlog.blogspot.com/2010/01/financial-peace.html

KelsaLynn

1. Oblivious to the fact that we would have another child (our youngest was 14 and I was 40, had a son when I was 41).

2. Never imagined that by the end of the decade we would have two grandchildren.

3. Never would have believed that we would own a vacation home!! Which we purchased in 2003.

4. Never would have believed that we would own an apartment building!

5. Wish we had found Dave Ramsey (may not have made so many large purchases!! LOL!!)

6. Still had my dad, whom I miss incredibly.

All in all the last decade had it’s sad moments and difficult moments, but a lot of good things happened as well. Looking forward to what the next decade will bring with eyes wide open financially during this decade!!!

- attended a NYE dinner with my boyfriend (now husband) and another couple.
- bailed on another NYE party, which I got into trouble for, and haven’t been back to any NYE party since (we love being at home).
- was renting an apt.
- quit the marathon training program (will race a half in Jan 2010).
- was 20-30 lbs. heavier.
- was in debt. Though (thank goodness for the plan), now have less consumer debt.
- too, wish I had heard about Dave Ramsey and taken his advise to heart.
- was working the same job for almost half the salary.

In the end, I cannot complain about the past 10 years and am truly looking forward to working a plan in making the next 10 years even better.

Happy New Year!!!