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	<title>Comments on: A Debtless Christmas</title>
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	<link>http://www.climbingout.net/2009/12/a-debtless-christmas/</link>
	<description>One Family's Adventure in Becoming Debt-free</description>
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		<title>By: Emily</title>
		<link>http://www.climbingout.net/2009/12/a-debtless-christmas/comment-page-1/#comment-549</link>
		<dc:creator>Emily</dc:creator>
		<pubDate>Sun, 24 Jan 2010 00:20:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.climbingout.net/?p=796#comment-549</guid>
		<description>I&#039;m a day late and a dollar short as usual but I really enjoyed this post.  Happy new year!</description>
		<content:encoded><![CDATA[<p>I&#8217;m a day late and a dollar short as usual but I really enjoyed this post.  Happy new year!</p>
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		<title>By: Jeffrey Johnson</title>
		<link>http://www.climbingout.net/2009/12/a-debtless-christmas/comment-page-1/#comment-483</link>
		<dc:creator>Jeffrey Johnson</dc:creator>
		<pubDate>Sat, 02 Jan 2010 03:57:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.climbingout.net/?p=796#comment-483</guid>
		<description>So happy it is January.  I spent way way to much past few months.  Thankfully all spending was with cash.  And I have alot still in my bank for the rainy days as rest country might think economy and country great but I still see dark clouds.</description>
		<content:encoded><![CDATA[<p>So happy it is January.  I spent way way to much past few months.  Thankfully all spending was with cash.  And I have alot still in my bank for the rainy days as rest country might think economy and country great but I still see dark clouds.</p>
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		<title>By: the Dad</title>
		<link>http://www.climbingout.net/2009/12/a-debtless-christmas/comment-page-1/#comment-481</link>
		<dc:creator>the Dad</dc:creator>
		<pubDate>Fri, 01 Jan 2010 05:52:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.climbingout.net/?p=796#comment-481</guid>
		<description>Maci - fabulous comment, thank you!  The Wife is Jewish as well, but we have only celebrated Hanukkah cursorily (i.e. eat lots of great food!).  We&#039;ll keep plugging away as long you all do, deal? :) 

Happy New Year!</description>
		<content:encoded><![CDATA[<p>Maci &#8211; fabulous comment, thank you!  The Wife is Jewish as well, but we have only celebrated Hanukkah cursorily (i.e. eat lots of great food!).  We&#8217;ll keep plugging away as long you all do, deal? <img src='http://www.climbingout.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  </p>
<p>Happy New Year!</p>
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		<title>By: Maci</title>
		<link>http://www.climbingout.net/2009/12/a-debtless-christmas/comment-page-1/#comment-480</link>
		<dc:creator>Maci</dc:creator>
		<pubDate>Fri, 01 Jan 2010 00:57:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.climbingout.net/?p=796#comment-480</guid>
		<description>I&#039;ve been waiting for you to post again! I found your blog about a month ago when my husband and I started on our journey to a debt free existence. I read your entire blog in one sitting and was completely motivated and continue to watch for more updates. I can completely relate to what you are going through and so appreciate your honesty about your situation, both in your blog and to your friends and coworkers - and yourself! This post in particular resonated with me. We too had a wonderful holiday (Hanukkah for us) and I am so proud that my husband and I went into it with a plan and STUCK TO IT! I&#039;ll admit though, it was hard. We even went so far as to go to Costco, stand in front of the $189 Nintendo DSi that our 7 year old said she was dying for, looked at each other and said, &quot;we cannot buy this&quot;. I walked out of Costco knowing that we had made the right decision, one that our 7 year old will someday be proud of, even if she doesn&#039;t think she will be now. This year the holidays were more meaningful for us for all the reasons you said above. So in other words &quot;get out of my brain&quot;!! Thanks for continuing to share your story. :-)</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been waiting for you to post again! I found your blog about a month ago when my husband and I started on our journey to a debt free existence. I read your entire blog in one sitting and was completely motivated and continue to watch for more updates. I can completely relate to what you are going through and so appreciate your honesty about your situation, both in your blog and to your friends and coworkers &#8211; and yourself! This post in particular resonated with me. We too had a wonderful holiday (Hanukkah for us) and I am so proud that my husband and I went into it with a plan and STUCK TO IT! I&#8217;ll admit though, it was hard. We even went so far as to go to Costco, stand in front of the $189 Nintendo DSi that our 7 year old said she was dying for, looked at each other and said, &#8220;we cannot buy this&#8221;. I walked out of Costco knowing that we had made the right decision, one that our 7 year old will someday be proud of, even if she doesn&#8217;t think she will be now. This year the holidays were more meaningful for us for all the reasons you said above. So in other words &#8220;get out of my brain&#8221;!! Thanks for continuing to share your story. <img src='http://www.climbingout.net/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>By: jolie</title>
		<link>http://www.climbingout.net/2009/12/a-debtless-christmas/comment-page-1/#comment-476</link>
		<dc:creator>jolie</dc:creator>
		<pubDate>Thu, 31 Dec 2009 18:40:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.climbingout.net/?p=796#comment-476</guid>
		<description>Thanks for stopping by my site. Sounds like you had a fantastic Christmas with the best gift of all...family. Wishing you all the best in 2010.</description>
		<content:encoded><![CDATA[<p>Thanks for stopping by my site. Sounds like you had a fantastic Christmas with the best gift of all&#8230;family. Wishing you all the best in 2010.</p>
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		<title>By: Liz</title>
		<link>http://www.climbingout.net/2009/12/a-debtless-christmas/comment-page-1/#comment-475</link>
		<dc:creator>Liz</dc:creator>
		<pubDate>Thu, 31 Dec 2009 17:56:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.climbingout.net/?p=796#comment-475</guid>
		<description>You two are an inspiration. Christmas is not an emergency, but it&#039;s funny how guilt makes us think it just might be. You&#039;re 33% there! Happy New Year!</description>
		<content:encoded><![CDATA[<p>You two are an inspiration. Christmas is not an emergency, but it&#8217;s funny how guilt makes us think it just might be. You&#8217;re 33% there! Happy New Year!</p>
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	<item>
		<title>By: jpkittie</title>
		<link>http://www.climbingout.net/2009/12/a-debtless-christmas/comment-page-1/#comment-474</link>
		<dc:creator>jpkittie</dc:creator>
		<pubDate>Thu, 31 Dec 2009 12:33:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.climbingout.net/?p=796#comment-474</guid>
		<description>Good for you!  I am totally impressed!  Not only did you have a CASH CHRISTMAS (which alone is absolutely AMAZING!) but you also paid $1k towards debt!!! That is awesome! good for you!!!!!  Heres to a fantastic start to 2010</description>
		<content:encoded><![CDATA[<p>Good for you!  I am totally impressed!  Not only did you have a CASH CHRISTMAS (which alone is absolutely AMAZING!) but you also paid $1k towards debt!!! That is awesome! good for you!!!!!  Heres to a fantastic start to 2010</p>
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		<title>By: Sharon</title>
		<link>http://www.climbingout.net/2009/12/a-debtless-christmas/comment-page-1/#comment-473</link>
		<dc:creator>Sharon</dc:creator>
		<pubDate>Thu, 31 Dec 2009 00:19:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.climbingout.net/?p=796#comment-473</guid>
		<description>Funny, this was the first year we did not put Christmas lights outside, the kids didn&#039;t complain but the neighbors said something...they missed it!  Well, I won&#039;t miss the large electric bill in January, for sure! 

Merry Christmas and Happy New Year!  May the new year be filled with many zero balances! :)</description>
		<content:encoded><![CDATA[<p>Funny, this was the first year we did not put Christmas lights outside, the kids didn&#8217;t complain but the neighbors said something&#8230;they missed it!  Well, I won&#8217;t miss the large electric bill in January, for sure! </p>
<p>Merry Christmas and Happy New Year!  May the new year be filled with many zero balances! <img src='http://www.climbingout.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Jeremy</title>
		<link>http://www.climbingout.net/2009/12/a-debtless-christmas/comment-page-1/#comment-472</link>
		<dc:creator>Jeremy</dc:creator>
		<pubDate>Wed, 30 Dec 2009 21:48:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.climbingout.net/?p=796#comment-472</guid>
		<description>I just read the post about selling the lights and wondered how it went this year.  Glad to hear things worked out with the kids, and a big congrats on the debtless Christmas!

 We share common elements in our stories.  Nov &#039;08 was also our rock bottom.  We got a plan in June and also had our first Cash (and gift card) Christmas with nothing to pay later!  It feels awesome,  I&#039;m with you there!  

Keep up the good work!</description>
		<content:encoded><![CDATA[<p>I just read the post about selling the lights and wondered how it went this year.  Glad to hear things worked out with the kids, and a big congrats on the debtless Christmas!</p>
<p> We share common elements in our stories.  Nov &#8217;08 was also our rock bottom.  We got a plan in June and also had our first Cash (and gift card) Christmas with nothing to pay later!  It feels awesome,  I&#8217;m with you there!  </p>
<p>Keep up the good work!</p>
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